Home Loan ek long-term loan hota hai jisse ghar kharida ya banaya jaata hai. Ye loan generally 15 se 30 saal ke tenure ka hota hai.
Home Loan ke main points
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Interest rate: Floating ya fixed
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EMI: Monthly installment
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Margin: 10–20% borrower ka contribution
Eligibility kis par depend karti hai
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Income
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Job stability
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Credit score
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Existing loans
Tip
Home loan lene se pehle EMI calculator zaroor check karein.
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