Mutual fund ek investment option hai jahan aapka paisa professionals dwara stock market mein invest hota hai.
Mutual fund ke types
Equity fund
Debt fund
Hybrid fund
SIP kya hota hai
SIP se aap monthly thoda-thoda invest kar sakte ho.
Conclusion
Long-term wealth creation ke liye mutual fund ek smart option hai.
Paise bachane ke liye log sabse pehle Fixed Deposit (FD) aur Recurring Deposit (RD) ka naam sunte hain. Lekin kaafi log confuse hote hain ki FD aur RD mein exact difference kya hai.
FD (Fixed Deposit)
FD mein aap ek saath lump sum amount bank mein deposit karte ho. Ye paisa fixed time ke liye hota hai aur is par fixed interest milta hai.
RD (Recurring Deposit)
RD mein aap har month thoda-thoda paisa deposit karte ho. Ye un logon ke liye best hai jo salary ya regular income se saving karna chahte hain.
Main difference
FD: Ek baar paisa, RD: monthly saving
FD: Higher amount ke liye best
RD: Discipline ke saath saving ke liye best
Conclusion
Agar ek saath paisa hai to FD, agar monthly saving karni hai to RD best option hai.
