Credit score aapki financial discipline ka score hota hai. India mein CIBIL score sabse zyada use hota hai.
Good credit score
750 ya usse zyada = excellent
Credit score improve kaise karein
EMI time par bharein
Credit card limit ka full use na karein
Bar-bar loan apply na karein
Conclusion
Achha credit score sasta loan aur fast approval dilata hai
Home Loan ek long-term loan hota hai jisse ghar kharida ya banaya jaata hai. Ye loan generally 15 se 30 saal ke tenure ka hota hai.
Home Loan ke main points
Interest rate: Floating ya fixed
EMI: Monthly installment
Margin: 10–20% borrower ka contribution
Eligibility kis par depend karti hai
Income
Job stability
Credit score
Existing loans
Tip
Home loan lene se pehle EMI calculator zaroor check karein.
